Add up what you own on your zakat date, take off what you owe right now, and see whether your wealth has reached the nisab.
Zakat is due once your wealth has stayed at or above the nisab for one lunar year (hawl). Set the date it first reached the nisab and this page tracks the year for you.
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Set a start date to see when your zakat is due.
Hijri dates follow the Umm al-Qura calendar and can differ by a day from local moon sighting. Scholars differ on whether dipping below the nisab mid-year restarts the count. If you follow that view, change the start date when it happens.